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Because of this chat room aims to be friendliest senior chat in net and safe, it is necessary to have a set of rules for chatters and administrators to follow. Please no Flooding, Spams and Clones other users name. Respect the chat moderators and the other chatters.These boundaries are not intended to restrict your fun, but rather to make your experience more enjoyable as you will not be abused or made to feel uncomfortable. * To be more specific: - Respect the religious, cultural, racial and political differences of other members.This means you can be sure that the people you chat with are here for the same reasons you are - to chat safely with over fifties from all around the world.and ultimately build new senior friendships within our social community, right?- Keep sexually explicit chat in rooms other than the lobby or main room. (It looks like you are yelling everything you say) 8.And if you really want to have a private chat you can make your own room with a password in each room. Do not give out your personal information such as your email address, home address and phone numbers in main room ( for your own security ). Do not post links to other sites except for our chat room links and our affiliates. If you private message someone and they do not respond, please do not continue to message them. Please Try to Have Only One Identity - Please do not use multiple user names. But, more importantly, it cause disruption in the chatroom.

Policy owner and the insured person Do keep in mind that the insured and the policy owner can be the same person or two different persons depending on the situation.

Death is the only thing that is certain in this world.

Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us.

The objective of this limitation is to prevent misuse of the policy and give insurance cover only to the deserving parties.

Types of insurance policies Though there are many types of life insurance policies available on the market, most of them can be broadly classified into two categories.

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